Individual Products

When group plans are not an option, individual policies through Hallier Benefit Advisors (HBA) can help provide benefits. Directly purchased by an individual or a family, these policies can be tailored to lifestyle and health predispositions to ensure that you have the coverage for minor illnesses and major health setbacks alike. We can help find a comfortable balance between paying for coverage you are unlikely to need and having a safety net when an illness occurs.

Individual Products

• Medical Insurance
• Dental Insurance
• Life Insurance
• Disability Insurance
• Long Term Care

Products in Conjunction with our Team of Experienced Colleagues

• Buy-Sell Funding – Business Continuation due to death or disability of owner
• Key-Person Insurance – Protect your business due to death or disability of key employee
• Split-dollar Insurance – Selective perks to business owner/key executives
• Salary Continuation – “Golden Handcuffs”
• IRC Section 162 Bonus – Tax favored method of providing personal benefits to executives with company dollars – also known as executive bonus
• Business Overhead Expense Insurance
• Estate Planning – Achieve goals for distribution of assets following death while minimizing taxes
• Property/Casualty, Liability & Workers Compensation Insurance